IMPORTANT NOTE
The information provided here is non-binding. Legal and financial regulations may differ significantly depending on your nationality. Some measures may be accessible to EU citizens but not to third-country nationals.
FOR NON-EU CITIZENS, APPLYING FOR FINANCIAL ASSISTANCE CAN LEAD TO CONSIDERABLE PROBLEMS WITH THEIR RESIDENCE PERMIT.
In such cases, the Frankfurt Association for the Support of International Students (Frankfurter Verein zur Unterstützung internationaler Studierender e. V.) might be the only possibility to obtain financial assistance.
Special rules currently apply in many areas for Ukrainian refugees.
If in doubt, please contact the respective advisory services linked to this website.
To clarify individual claims and questions regarding how to finance your studies, we recommend going to the (Studierendenwerk Frankfurt am Main) in the lecture hall complex on Westend Campus, which is specialised in this topic and in this context also has students with family responsibilities in mind.
You can find comprehensive information on possible financial support for international students on the website of our university's Global Office.
In relation to state education and training assistance, there are meanwhile numerous special rules for students with family responsibilities. For example:
· Childcare subsidies
· Support if students interrupt their studies
· Extension of financial assistance, etc.
For an initial overview, please also note the compact brochure on State Funding, Educational Loans and Emergency Support published by the Global Office of 51ÁÔÆæ Frankfurt.
Parental allowance (Elterngeld) is a form of compensation for loss of income due to parental leave (Elternzeit).
The amount depends on the person's income in the last 12 months before the child's birth and is on average about 65% of their net income. Parents with a low income are eligible for up to 100% of their lost net income.
Parents who had no earned income prior to the child's birth are eligible for the minimum allowance.
The (Elterngeldrechner mit Planer), which you can find in the Family Portal (familienportal) of Germany's Ministry for Family Affairs, Senior Citizens, Women and Youth, can help you to calculate how much parental allowance you are likely entitled to. Unfortunately, the calculator is only available in German.
You can find a detailed overview of the rules on parental allowance in the (familienportal). It is available in several languages.
Parental leave and parental allowance for foreign nationals are explained on the following website of the Federal Government: .
Child benefit can be paid for own, foster or adopted children, grandchildren, children of the spouse or the civil partner from birth until the age of 18 – in certain cases also beyond that age. Furthermore you have to belong to one of the following groups of persons:
This list is not exhaustive. Possible claims based on international and supranational law or the Federal Child Benefits Act are not taken into account here.
You can
find more information about this in the
You can
find details of the current amount as well as further information on the
website of the .
You can
submit your application online after the birth.
The hotline of the Family Benefits Office (Familienkasse) is at your disposal under +49-(0)-800-4555530 (free of charge within Germany's fixed-line network).
Maternity allowance compensates for loss of income when an (expectant) mother is not allowed to work during her pregnancy or after childbirth, e.g. during the maternity protection periods.
You can find out more about the different types of maternity allowance in the (familienportal).
If students are entitled to a grant under the Federal Education and Training Assistance Act (BAföG), this initially precludes them from drawing unemployment benefit. This applies even if you are basically eligible for such a grant but do not actually receive one.
There are, however, a number of hardship cases that allow for an interest-free loan under Social Code Book II or a subsidy/loan under Social Code Book XII.
Please be sure to seek individual advice from (Studierendenwerk Frankfurt am Main) and independent social counselling services before submitting an application, as under certain circumstances an application might jeopardise your residence status.
Good to know:
The authorities responsible might approve one-off grants for maternity clothes or a baby layette.
Children are generally not affected by the exclusion rules for students. They have their own independent claim, so that in the event that an application for what is known as the “benefit community" (Bedarfsgemeinschaft) is rejected, an independent application for the child is still possible.
In addition, children of parents drawing unemployment benefit (Bürgergeld), social benefit (Sozialgeld), social welfare (Sozialhilfe), supplementary child allowance (Kinderzuschlag) or housing benefit (Wohngeld) are entitled to benefits for education and participation (see below).
You can find more information about this on the (in German only).
The purpose of education and participation benefits (also known as “Educational Package" (Bildungspaket)) is to support children whose parents are drawing unemployment benefit (Bürgergeld), social benefit (Sozialgeld), social welfare (Sozialhilfe), supplementary child allowance (Kinderzuschlag) or housing benefit (Wohngeld). For example, the cost of nursery, pre-school and school excursions or dinner money can be covered.You can find more information on the website of the City of Frankfurt (in German only).
The Federal
Foundation – Mother and Child provides
assistance in financially difficult situations for expenses related to
pregnancy and birth, such as maternity clothes or a baby layette. There is no
legal entitlement to this support, benefits depend on the respective emergency
situation and are means-tested.
Applications
for financial support should be submitted to pregnancy counselling centres,
e.g. pro familia, Workers' Welfare Association (Arbeiterwohlfahrt), Caritas, Federation
of Welfare Associations in Germany (Deutscher Paritätischer Wohlfahrtsverband),
German Red Cross (Deutscher Rotes Kreuz), Diakonisches Werk (a charitable
organisation of Protestant churches in Germany), donum vitae, Catholic Women's
Welfare Service (Sozialdienst katholischer Frauen) or the pregnancy counselling
centres of the cities and districts (and not to the foundation).
The Frankfurt Pass is a service provided by the City of Frankfurt for low-income households with their first place of residence in Frankfurt. It entitles families to many concessions at public institutions in the city and on public transport.
You can find detailed information on the (in German only).
As a
supplement to child benefit, parents on a low income can receive supplementary
child allowance if they have enough income for themselves but it does not cover
all the family's needs.
You can find more about this in the (familienportal).
The purpose
of the (Kulturpass) is to enable unemployed
persons and people on a low income in Frankfurt to participate in the city's
rich cultural portfolio. The pass, which is issued by the association Kultur
für ALLE e. V., costs €1 per year for adults and 50 cents
for children and enables holders to visit about 200 cultural institutions.
Detailed information can be found on the association's website: . (in German only).
A child is eligible for advance maintenance payments if he/she lives in Germany with a single parent and does not receive maintenance from the other parent (or an orphan's pension), or only partially or irregularly, to the amount of the statutory minimum maintenance allowance (Section 1612a (1) Civil Code) and if he/she is not yet 18 years of age.
All information about advance maintenance payments can be found in the
To ensure adequate and family-friendly accommodation, there is the possibility to apply for housing benefit. It can make sense for those persons to apply for housing benefit who are drawing unemployment benefit (Arbeitslosengeld ALG I), have a “mini job" or are supported by their partner or family. Whether housing benefit is granted depends on the following factors:
A
combination of housing benefit and unemployment benefit (Arbeitslosengeld ALG
II) within a benefit community (Bedarfsgemeinschaft) is possible under certain
circumstances.
Note: You
can use the (in German only) to find out whether you are in
principle eligible for housing benefit.
You can find further information about housing benefit on the (in German only).